If you lost your home to foreclosure, we can help you identify and recover HIDDEN surplus funds you are owed from the foreclosure sale, at ZERO upfront cost to you.
When your home is foreclosed as a result of unpaid mortgage loan, the bank (or lender) sells the property to get back their money.
They do this by putting it through a foreclosure sale, oftentimes, at an auction. The highest bidder gets the property — most times, at a price higher than you owed on it.
That extra amount paid on your home purchase is called Surplus Funds, and it rightfully belongs to you or your heir. So, you as the previous homeowner could be owed a lot of money from the sale, and you wouldn’t even know it.
That is where we come in. At The Overage Specialist, we help you identify how much you’re owed, gain access to it, and legally claim your money.
Without us, this surplus money just sits with the government unclaimed, and possibly wasted away. We help you make sure that doesn’t happen, and you recover every penny you’re entitled to.
The best part is that we do this for you…
From handling the paperwork to legal work to representing you in court, we fight for your money until it's recovered.
We'll help you recover your money at no out-of-pocket or upfront costs to you. We cover all costs during the process.
Our experienced team of foreclosure experts, attorneys, and case managers will support you all the way.
The Overage Specialist is a team of experienced foreclosure refunds recovery experts committed to not just guiding you through the surplus recovery process after your home foreclosure — but also handling the entire process for you every step of the way.
We represent your best interest and fight to get you back every penny you’re entitled to after the foreclosure sale.
If you received a call, message, or email from us, it’s because we have found funds that likely belong to you, but are HIDDEN by the county clerk. We’ll help you recover them at no upfront cost to you, as the claim process is often complicated and can be exhausting.
We search the state database, auditing government agencies, and using our skip tracing technology to locate ALL unclaimed funds owed to you that you may not find on your own.
Our network of professionals will prove your rights to claim these funds and get the court to release them to you as soon as 120 to 180 days.
We take the burden off your shoulders while staying transparent throughout our process and making sure you, and only you get full, unrestricted access and rights to your surplus funds after it has been recovered.
We know you may have questions, and as a transparent team, we’ll guide you all the way. When you book a FREE Consultation with us, we’ll answer every question you have. However, let’s start with these most frequently asked questions.
By law, you are recognized as the rightful recipient to claim these surplus funds because your home or property you owned has gone through a foreclosure or tax sale, or because you’re an heir to a property that has undergone the sale.
This foreclosure happens as a result of unpaid mortgage loan, and the bank puts the property at auction to recover their money. This property likely sold for more than you owe on it. Hence, you are owed that additional amount of surplus and have to claim it before someone else does.
When you work with us at The Overage Specialist, we will NOT request for any upfront payment out of your pocket. All necessary costs and fees for processing your claim and during the fund recovery process will be covered upfront by us. Our compensation is solely contingent on successfully recovering the funds for you, and this arrangement will be clearly outlined in the agreement between us.
This means we only get paid when you get paid. Unlike most other companies out there that charge outrageous upfront fees before even commencing your claim process (and sometimes, even leaving you on your own to try and process the claim), you only pay us when we successfully get your money into your hands. If for whatever reason we are not successful (very rare), you don’t owe us anything.
So you have nothing to worry about, as this is completely risk-free for you, and we are bearing all the risks on your behalf.
Government agencies do not publicly disclose these funds online, making them elusive to standard internet searches. The unclaimed funds The Overage Specialist searches for extend beyond those listed by some states. Through our advanced skip-tracing technology and auditing methods, we excel in uncovering and locating hidden funds from tax sales and mortgage foreclosures that might elude your personal search efforts.
The best part is that you also will never have to hire expensive lawyers, as we have a team of seasoned foreclosure attorneys that will handle the legal work on your behalf.
You must act quickly as there is only a limited window for you to recover these funds.
Unclaimed surplus funds are held only for a short period of time. How long depends on the state and county where your home is located.
And if your foreclosure already happened a while ago, it means you now have a shorter amount of time left to claim your funds.
If it isn’t claimed within the allotted time, some states will legally get to keep the funds it that’s why it’s important to contact us immediately.
After going through a painful foreclosure, these surplus funds can be just what you need to get your life back in order, pay rent, or make a new down payment as you start life in a new place — or do whatever else you really needed some extra cash for!
So this is your chance to ACT FAST and start your surplus funds recovery process with us by booking your FREE Consultation today.
The Overage Specialist is your trusted partner in navigating surplus funds recovery. With a dedicated team of experts, we specialize in assisting homeowners reclaim funds post-foreclosure. Our transparent, risk-free process ensures clients receive the financial relief they deserve. Contact us today to learn how we can help you reclaim what’s rightfully yours and start anew with confidence.
Feel free to reach out to The Overage Specialist team with any questions or inquiries.
